CONSUMER FINANCING
Flexible financing to win more jobs
Let customers pay over time while you get paid in full once the job is complete. Close bigger jobs faster.
Already a customer? Get started with Consumer Financing
Tell us your trade to see how Housecall Pro can help
HVAC
Cleaning
Handyman
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All Trades
Turn more estimates into sales
Monthly payments
Let customers break projects into monthly payments that fit their budget.
Instant approvals
Offer instant financing approval decisions with a quick online application.
Transparent terms
Build trust with upfront pricing and clear, predictable payment terms.
WISETACK FINANCING IN HOUSECALL PRO
Consumer financing, made easy
Financing Terms
- Flexible options to close with confidence
- Make it easy for your customers to say yes to services by breaking up the project cost into monthly payments.
- Let customers pre-qualify, so they can borrow with confidence.
- Finance jobs between $500 and $25,000 with terms up to 120 months*, backed by high approval rates of 80%+**.
- Get paid in full as soon as the job is finished, while your customer pays over time.
- Make it easy for your customers to say yes to services by breaking up the project cost into monthly payments.
*All financing is subject to credit approval. Your terms may vary. Payment options through Wisetack are provided by Wisetack’s lending partners. For example, a $1,200 purchase could cost $104.89 a month for 12 months, based on an 8.9% APR, or $400 a month for 3 months, based on a 0% APR. Offers range from 0-35.9% APR based on creditworthiness. No other financing charges or participation fees. See additional terms at Wisetack FAQs.
Payment Options
- Build trust with transparent terms and pricing
- Win more jobs by giving customers the confidence and flexibility to finance with clear, upfront pricing.
- Offer your customers multiple options, with interest rates as low as 0% APR for up to 24 months.*
- Customers pay no origination, prepayment, or late fees—plus no compounding interest.
- You pay just a flat 3.9% per transaction (excluding 0% APR add-ons).
- Win more jobs by giving customers the confidence and flexibility to finance with clear, upfront pricing.
Apply Online
- Offer a quick application with no credit impact
- Your customers apply online and get an instant decision—without sharing sensitive information with you.
- Customers can apply securely from their mobile device and receive an approval in minutes.
- Applications have zero impact on their credit score.
- No paperwork, no hassle—just a fast, secure approval process.
- Your customers apply online and get an instant decision—without sharing sensitive information with you.
Integrations
- Seamless financing, built into your workflow
- Give customers an easy way to finance right from your estimates and invoices—no extra steps.
- Offer financing through our partners directly in Housecall Pro.
- Send applications straight to your customers’ mobile devices.
- Help customers pre-qualify on sales proposals to close jobs faster.
- Give customers an easy way to finance right from your estimates and invoices—no extra steps.
Trusted by 200K+ Pros. Built for teams of 1 to 100+
100 M+
pro jobs completed
35 %
avg. pro revenue growth*
8 +
avg. hours saved per week
Frequently asked questions
How do I get access to offer consumer financing? Your account will need to be set up for payments first before you can start offering consumer financing to your customers. Learn more
How much does integrated consumer financing cost? The only cost to you is a flat 3.9% fee based on the financed amount. There are no subscription or credit card processing fees on top of that.
Will my customer’s credit score be affected? Their credit score will not be affected when checking options, as Wisetack and its partners perform a soft credit pull at that time. However, accepting an offer and repayment behavior can affect credit.
Do I need to ask my customer for their social security number or income? No. You can skip the whole process of asking your customers for sensitive information. Customers can apply for financing from the privacy and comfort of their own device.
Can my customers know how much they qualify for before the job is agreed to? Yes, your customers can see which options they pre-qualify for on an estimate.
Are there 0% APR options available through consumer financing? Yes, qualified customers will see rates as low as 0% APR.
With you every step of the way
Housecall Pro grows with your business—helping you stay ahead of what’s next at every size and stage.